Banks and
financial institutions designed financial products to save time, which is the
most valuable currency in the world. Time is worth more than gold because nobody
can reproduce lost time. The bank’s financial products have bred a culture of saving,
and doing more with one’s time, which is not necessarily evil.
However, it contributed
to some disappointments for many people who had laid out financial plans. Adjusting
their lifestyle according to their income, spending only a specific amount
monthly, and enduring just to meet their savings target, many had put themselves
under pressure. Those who succeeded indeed met their targets, but for those
quite unfortunate, they became discouraged.
Any person
could try hard to save enough money, but every person has a limitation. Taking
it slowly is a good way to manage your finances. Do not rush by taking out 25%
of your savings at once. Allow yourself to slowly adjust from 5%, to 10%, to
20%, in a span of a few months. Breathing space is important; Rome was not
built in a day.
Remember never
to rush your finances. Time is a valuable currency, sure, but time is spent to
heal yourself from experiences through learning, and you spend your time in
living your life, which enough money, in terms of financial stability, is an
essential part.
